How Our Legal Framework Covers Your Account
Access to pantau 4d and eligibility to hold an account depends on local law in your region. Our terms of service apply from the moment you register and cover all activity tied to your account — including transactions processed through DANA, OVO, GoPay and QRIS. We
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store transaction records for a minimum of 12 months in line with standard financial-record obligations. Any dispute arising from account activity is first directed to our internal resolution team, which aims to respond within 48 working hours. Where a dispute cannot be resolved internally, the applicable
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jurisdiction for legal proceedings is determined by the territory in which your account was opened. We update these terms whenever regulatory requirements change, and we notify you by email at least 14 days before any material change takes effect.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.